Terms of Service

These terms are an agreement between you and myFinGrid (myfingrid.com). By using myFinGrid you agree to them. If you do not agree, please stop using the app. You must be 18 or older.

Features marked Beta feature are new and still being checked. They are provided as they are. They may change, stop, or give wrong results. Please check important results yourself, and tell us if something looks wrong.

myFinGrid helps you track money, plan and learn. It shows estimates and general rules, based on what you enter.

• Not investment advice. myFinGrid is not a SEBI-registered investment adviser. It never tells you which fund, stock or policy to buy or sell. A SEBI-registered investment adviser can help you choose.
• Not tax filing help. The tax calculator gives estimates. Rules are checked on the date shown. Check with a chartered accountant (CA) before you file.
• Not an insurer or insurance broker. myFinGrid is not registered with IRDAI and does not sell insurance. Cover Check gives an estimate. Compare shows policies side by side and never ranks them. Policy details may be out of date: always read the insurer's policy wording.
• Not a bank or lender. Card results depend on what you enter and the card's published terms, which may be out of date. The bank decides whether to approve you.

You make your own money decisions, and you are responsible for them.

Some card results carry links labelled Ad. We may earn a fee if you apply through them. Fees never change the order of results. Where a card's rates have not been re-checked recently, we show the date they were last checked: confirm them on the bank's site.

During Beta, Plus is free for everyone who is signed in. We will tell you before Beta ends, and nothing will be charged unless you choose to subscribe.

When Plus is paid:

• The price, including GST, and how often you pay are shown before you pay.
• Payments go through Razorpay, by UPI Autopay or a card mandate. Your bank or UPI app tells you before each charge, as RBI rules on e-mandates require.
• Plus renews automatically until you cancel. You can cancel in Settings → Billing in two taps.
• After you cancel, Plus keeps working until the end of the period you paid for.
• If we change the price, we will tell you in advance, and you can cancel before it applies.
• Refunds follow our refunds and cancellation policy.

These features are optional. They only add spends you approve. You can turn them off at any time, and the rest of myFinGrid keeps working.

• Keep your sign-in details safe, and do not share your account.
• Give accurate information. Estimates are only as good as what you enter.
• Use myFinGrid lawfully. Do not try to break, overload or misuse it, or reach other people’s data.

We are improving myFinGrid all the time, so features may change. We may update these terms; if a change is important, we will tell you before it applies. The service is provided “as is” and “as available”.

As far as the law allows, myFinGrid is not liable for losses from money decisions made using the app, or from interruptions, errors or data loss in the service. Nothing in these terms limits rights you have under the Consumer Protection Act 2019.

These terms are governed by the laws of India. Please write to the Grievance Officer first; we resolve complaints within 90 days.