Built for how India actually banks.

Manage your money in one place.

Track income and expenses, set budgets and save for your goals. Start with a free account.

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Free financial tools

No account required

Partner links are labelled. Rankings are never paid.

Choose your account

  • Basic Account

    ₹0

    Free to use. No credit card required.

    • Track income and expenses
    • Set budgets and savings goals
    • Split expenses with friends and family
    • Import bank statements (CSV)
    • Track account balances and bills
    • Review transactions from bank alert emails
    • Review transactions from bank SMS on Android
  • Plus Account

    ₹199 per month

    Free during Beta. ₹199/month after Beta. You will not be charged without authorising payment.

    • Everything in Basic Account
    • AI Wealth Planner: explore savings and investment scenarios
    • Understand your portfolio and plan for your goals
    Explore Plus

For planning and education. Not investment advice. myFinGrid is not a SEBI-registered investment adviser.

Frequently asked questions

Do I need an account to use the tools?

No. The free tools work without an account. Chats in the credit card tool’s Ask tab require sign-in and are deleted after 90 days.

Do you connect to my bank account?

We never ask for your bank login. Enter transactions manually or import a bank statement file (CSV). Optional bank-alert imports are available where enabled.

When will I pay for Plus?

Plus is free during Beta. After Beta, it will cost ₹199 per month. We will explain the payment terms before you subscribe.

Is this financial advice?

No. myFinGrid provides calculations and general information for planning and education. Results are estimates. For personal investment advice, consult a SEBI-registered investment adviser.

How are credit cards compared?

Cards with checked, current terms are compared using your spending, estimated rewards and fees. Partner links are labelled “Ad”; payments from partners do not change rankings. Beta results should be checked against the bank’s current terms.

Can I delete my account?

Yes. You can request account deletion from Settings. Read our Privacy Policy for details about data use and retention.