Smart personal finance for India

Know exactly where every rupee goes

Track spending, plan budgets 6 months ahead, and see your savings rate improve — all in one clean dashboard built for India.

0 types
Debt · Savings · Investments · Income
0%
Average savings rate tracked
0 months
Forward budget planning
0 hidden fees
Free forever, no card needed

May 2026

Budget Overview

Income

₹1,08,500

Spent

₹38,630

Saved

₹68,870

Home Loan EMI₹25,000
Mutual Funds₹20,000
Recurring Deposit₹6,000
Entertainment₹5,480
Transport₹3,600
Shopping₹3,000
Net balance this month₹1,000 remaining

Core Features

Track, Plan, Split — All in one dashboard

See how myFinGrid brings together budgets, goals, and group expenses in one unified interface.

May 2026

Budget Overview

Income

₹1,08,500

Spent

₹38,630

Saved

₹68,870

Home Loan EMI₹25,000
Mutual Funds₹20,000
Recurring Deposit₹6,000
Entertainment₹5,480
Net balance₹1,000 remaining

Savings Goal

Plan Your Future

Goal

Home down payment

Target: ₹50,00,000 by Dec 2026

Monthly needed

₹8,000

Months left

7

Investment allocation

Mutual Funds
₹4,000₹45,000
Indian Stocks
₹2,500₹25,000
Recurring Deposit
₹1,500₹18,000

On track to hit target

Group Expense

Split & Settle

Trip

Bali getaway

4 friends, ₹1,20,000 total

Settlement

Priyansht
Arjun₹5,000
Shreya₹8,000
Aisha₹2,000

3 payments to settle up

Wealth Tracking

Watch your investments grow

Track investment corpus across mutual funds, stocks, deposits, and crypto in one place. See your net worth compound month-over-month.

Total investment corpus

₹25,00,000

Added this month

₹40,000

vs budget

₹30,000

Corpus growth (6 months)

Jan • Feb • Mar • Apr • May • Jun

Everything you need

Built for the way Indians manage money

EMIs, mutual funds, recurring deposits, salary — every financial pattern is a first-class citizen.

Smart Budgets

Monthly limits per category with visual health indicators.

6-Month Planner

Spreadsheet grid to plan budgets months ahead in one session.

Trend Analytics

Income vs spend vs savings charts over 6-month rolling windows.

Investments

Mutual funds, SIPs and recurring deposits tracked separately.

Goal Planning

Set a savings goal and auto-project if you'll hit it on time.

Net Worth Tracking

Watch your investment corpus grow month-over-month across vehicles.

CSV Import

Upload your bank statement and map categories in seconds.

4 Category Types

Debt · Savings · Investments · Income — each tracked differently.

Group Splitting

Split expenses with friends and settle up instantly in seconds.

Spend Guard

Get warned when you're about to overspend your monthly income.

AI Insights

Spending patterns and anomalies surfaced automatically.

Privacy First

Your data stays private. No ads, no tracking, no hidden fees.

How it works

Get started in 4 simple steps

From setup to wealth tracking — everything you need to take control of your finances.

1
Step 1 of 4

Set up your categories & budgets

Pick from 16 built-in categories across debt, savings, investments and income. Set monthly limits for each.

Budget Planner6-month view
CategoryMayJunJul
Food & Dining
12,000
12,000
12,000
Transport
4,000
4,000
5,000
Mutual Funds
20,000
20,000
20,000
Savings Goal
10,000
10,000
12,000
Save All Changes

Import transactions

CSV or manual entry

Jun 1

Amazon Purchase

Shopping

-₹2,450

Jun 2

Salary Credit

Income

+₹1,08,500

Jun 3

Mutual Fund SIP

Investments

-₹10,000

2
Step 2 of 4

Log, import, or split expenses

Add transactions manually, bulk-import from a CSV bank statement, or split shared expenses with friends.

3
Step 3 of 4

Plan your savings goals

Define a savings goal (home, education, vacation), pick investment vehicles, and see if you'll hit your target on time.

Your goal

Home down payment

Target: ₹50,00,000 by Dec 2026

Monthly needed

₹8,000

Months left

7

Investment allocation

Mutual Funds50%
Stocks30%
Deposits20%

On track to hit target ✓

Investment corpus

₹25,00,000

This month

+₹40,000

vs budget

+₹10k

4
Step 4 of 4

Monitor your net worth

Track investment corpus across all vehicles. Watch your wealth grow month-over-month and celebrate milestones.

0
Financial category types
0
Months of planning ahead
0%
Your data stays private
0
Hidden fees, ever

Your finances, finally under control

Stop wondering where your money went. Set up in 5 minutes, see clarity immediately.

No credit card required · Free forever